Threshold Mortgage Solutions


Debt to Income

The percentage of total gross income accounting for the borrower’s total monthly debt load, including mortgage.


The monthly taxes and insurance, of a mortgage payment, that are set aside and paid by the mortgage servicing company when it is time to renew.

Loan Amount

Total amount borrowed.

Loan to Value

Also referred to as LTV is the equation of how much someone is borrowing against the value (appraisal) of the property.
Mortgage Insurance
A policy that protects lenders against losses that result from defaults on home mortgages.


Non-Qualifying Mortgage.


The combined total of Principal, Interest, Taxes, and Insurance.


Qualifying Mortgage

Single Premium Mortgage Insurance

One-time upfront mortgage insurance.